Monad Circles

Testnet only. The dollars here are free test tokens with no real value. Never send real money to this app.

1. Connect a browser wallet (MetaMask, OKX Wallet or any EVM wallet). You need a little free testnet MON for fees: use the Monad faucet. Then click "Get 100 test dollars".
2. Start a circle: choose how much each person pays, how many members, and the round length. Press "Copy invite link" and send it to your group. If a friend sent you a link, just open it.
3. Everyone joins, can save a display name, and can chat with the group.
4. When the circle is full, every member votes: pots locked until the last round (safest), or withdraw as you receive.
5. Each round, everyone pays. When the last payment lands, the contract picks a random member who has not won yet, and the history line shows who won.
6. Locked: winners withdraw after the final round. Withdraw as you receive: winners can withdraw any time. If you have not paid the current round, your share is taken out of what you withdraw.
7. If a locked circle stalls for two rounds, any member can stop it and everyone claims back what they paid.